Term Life quote

Affordable rates without a medical.

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Life insurance

Choose the right coverage to protect your loved ones and their financial future.

Shopping for life insurance in Canada? It’s important to have a plan that secures the value of your estate and maintains the lifestyle and financial well-being of your loved ones. Our solutions range from basic coverage that helps you protect what matters to more flexible options that help you grow your savings.

Get the right protection for your life stage

Two young men discuss Term Life insurance as they sip coffee at the kitchen table.

For starters

Plan and protect your financial future with life insurance that meets your budget and needs.

A young mother helps her toddler with breakfast at the kitchen table, as she considers the right Life insurance options for her growing family.

For family

Protect your loved ones against the unexpected with the right coverage.

A grandfather cuddles fondly with his little grandson as he thinks of securing the financial future of his loved ones with the right mix of Life insurance, critical illness, and mortgage insurance.

For retirement

Secure your lifestyle and add to your wealth with coverage that has built-in savings.

Get flexible, affordable solutions

We’ll take the time to understand your situation and help you find the type (and amount) of coverage you need, whether it’s term or permanent, critical illness or disability, or a mix of insurance that’s tailored to you.

Term Life

Enjoy affordable coverage, with a duration of your choice.
(1, 10, 15, 20, 25, or 30 years)

Permanent Life

Secure lifelong coverage that comes with guaranteed premiums, adapts to your changing needs and, in some cases, can provide opportunities to build your wealth.

Critical illness

Receive a tax-free payout if you’re diagnosed with a covered, life-altering condition, and potentially recover your premiums upon surrender or expiry if you’re claim-free.

Mortgage insurance

Secure your mortgage with life insurance, optional critical illness, and disability insurance, all in one convenient plan

Browse our resources

Life insurance calculator

Understand how much life insurance is enough for your situation.

Frequently asked questions

Get answers to your Life insurance questions.

When is the best time to buy life insurance?

Find out how buying a policy early in life can add up to significant savings.

Talk to us today

For personalized solutions to fit your needs and budget, connect with a Cooperators financial representative near you.

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